Bad Credit and Home Refinance (Richfield Reaper)
(ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?

Personal loan rates leap 4pc in credit crunch (Evening Standard)
Banks are raising interest rates on personal loans by up to 4 per cent as the credit crunch continues to hit consumers. Nine major lenders have put up charges on new loans in the past week, according to financial information group Moneyfacts.

Loan Rates Jump (Fool.co.uk via Yahoo! UK & Ireland Finance)
Getting credit is becoming increasingly expensive. Here's how to keep your interest costs down.

Wall Street Firms Bested by Credit Market Woes (NPR)
The problems in the housing and credit markets are leading to more layoffs on Wall Street. Investment bank Bear Stearns says it will trim 310 jobs from its mortgage group. Merrill Lynch fired two senior executives.

Think You're Paying Too Much on Your Car Loan? (Richfield Reaper)
(ARA) - You have probably heard of auto refinance before. Or simply refinance. The term actually refers to a financial situation wherein a borrower finds financing to pay off a current loan.