Home equity loan or refinance? (Bankrate.com)
Dear Dr. Don, The appraised value on my home after renovations is more than my current mortgage. What are my options as far as the equity and/or refinancing?

Why Now is a Good Time to Refinance Your ARM Loan (Benton Evening News)
(ARA) - With gas prices in a state of constant flux, and energy costs going up and down too, the last thing you want to happen is for your mortgage to start fluctuating too. But if you have an adjustable rate mortgage (ARM), it will soon happen.

The Home Buying Process: Step by Step (Benton Evening News)
(ARA) - Buying a home can be a very intimidating process, especially if you've never done it before. So the first thing you should do before you start is to figure out whether owning a home is right for you.

Equity loan carries higher rate (Bankrate.com via Yahoo! Finance)
When considering home equity loan, HELOC, or refinance, take into account the purpose of the money, says Dr. Don.

Turned Down for an Auto Loan? There are Options (Richfield Reaper)
(ARA) - In the current climate of declining property values, higher interest rates, and changes in available mortgage products, more and more homeowners are becoming delinquent or going into foreclosure.